Mercy-City-Lehigh Family Credit Union Current Rates as of  February 5th, 2010

 Loans

	Type	APR*	Terms
	Signature Loan
		13.50%	call for terms
	New Vehicle	Car/Truck, Cycles, Campers, & Boats
	New Car (85% of retail)	5.99%	call for terms
	Used Car	Car/Truck, Cycles, Campers, & Boats
	1-2 yrs old  (85% of retail)	6.25%	call for terms
	3-5 yrs old(85% of retail)	7.25%	call for terms
	6-7 yrs old(85% of retail)	10.25%	call for terms
	8 yrs old & Older  (75% of retail)	10.75%	call for terms
	Collateral Loan
	75% of retail	10.50%	call for terms
	RV Loan (85% of retail)	Jet-Ski's, Snowmobiles, ATV's
	New-2 yrs old	10.00%	call for terms
	3-5 yrs old	10.00%	call for terms
	6 yrs & Older	11.00%	call for terms
	Share Secured	2.95% above the share or time share collateralized APY	call for terms
	Home Equity Loan
	Closed-End Fixed Rate	6.99%	call for terms
	Closed-End Fixed Rate	7.99%	call for terms
	Open-End Variable Rate	Contact a Loan Officer	call for terms
	First Mortgage	Contact a Loan Officer	call for terms

APR*-Annual Percentage Rate

We offer a reduction of .25% on all secured loans with payroll deduction.

Share Accounts

	Type	DIVIDEND RATE	ANNUAL PERCENTAGE YIELD
	Shares Super Share Draft Kids X-mas   IRA	0.50% Contact a   0.50%          0.50% 2.00%	0.50%($25 minimum) Member Service Rep. 0.50% ($25 minimum) 0.50%   ($25 minimum) 2.02% (no minimum)

*The Shares rates are subject to change after the account is opened without prior notice

Time Share Certificates

	# OF MONTHS	DIVIDEND RATE	ANNUAL PERCENTAGE YIELD
	3 6 9 12 18 24	1.00% 1.00% 1.15% 1.24% 1.49% 1.74%	1.00% 1.00% 1.15% 1.25% 1.50% 1.75%

*All Time Share Certificates require a minimum of $1,000 to open.  Early withdrawal may result in penalties.