Rates








 

 

 

Mercy-City-Lehigh Family Credit Union
Current Rates as of 
February 5th, 2010

 Loans

 

Type

APR*

Terms

 

 

Signature Loan

 

 
 

 

13.50%

call for terms

 

New Vehicle

Car/Truck, Cycles, Campers, & Boats 

 
 

New Car (85% of retail)

5.99%

call for terms

 

Used Car

 

Car/Truck, Cycles, Campers, & Boats 

 

 
 

1-2 yrs old 
(85% of retail)

6.25%

call for terms

 
 

3-5 yrs old(85% of retail)

7.25%

call for terms

 
 

6-7 yrs old(85% of retail)

10.25%

call for terms

 
 

8 yrs old & Older 
(75% of retail)

10.75%

call for terms

 

Collateral Loan

 

 
 

75% of retail

10.50%

call for terms

 

RV Loan (85% of retail)

Jet-Ski's, Snowmobiles, ATV's 

 
 

New-2 yrs old

10.00%

call for terms

 
 

3-5 yrs old

10.00%

call for terms

 
  6 yrs & Older

11.00%

call for terms  

Share Secured

2.95% above the share or time share collateralized APY

 

call for terms

 

Home Equity Loan

 

 
 

Closed-End Fixed Rate

6.99%

call for terms

 
 

Closed-End Fixed Rate

7.99%

call for terms

 
 

Open-End Variable Rate

Contact a Loan Officer

call for terms

 
 

First Mortgage

Contact a Loan Officer

call for terms

 

APR*-Annual Percentage Rate

We offer a reduction of .25% on all secured loans with payroll deduction.

 

Share Accounts

  Type

DIVIDEND RATE

ANNUAL PERCENTAGE YIELD  

Shares

Super Share Draft

Kids

X-mas
 
IRA

 

0.50%

Contact a

 
0.50%         

0.50%


2.00%

0.50%($25 minimum)

Member Service Rep.

0.50% ($25 minimum)

0.50%   ($25 minimum)

2.02% (no minimum)

*The Shares rates are subject to change after the account is opened without prior notice

Time Share Certificates

  # OF MONTHS DIVIDEND RATE ANNUAL PERCENTAGE YIELD  
3
6
9
12
18
24

1.00%
1.00%
1.15%
1.24%
1.49%
1.74%

1.00%
1.00%
1.15%
1.25%
1.50%
1.75%

*All Time Share Certificates require a minimum of $1,000 to open.  Early withdrawal may result in penalties.

 

 

 

 

 

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