Mercy-City-Lehigh Family Credit Union Current Rates as of April 16, 2008

 Loans

	Type	APR*	Terms
	Signature Loan
	Open-End	13.50%	call for terms
	Closed-End	13.50%	call for terms
	New Vehicle (2008)	Car/Truck, Cycles, Campers, & Boats
	New Car (85% of retail)	6.00%	call for terms
	Used Car	Car/Truck, Cycles, Campers, & Boats
	2007-2006-2005 (85% of retail)	6.25%	call for terms
	2004-2002(85% of retail)	7.25%	call for terms
	2001-2000(85% of retail)	9.50%	call for terms
	1999 & Older (75% of retail)	10.00%	call for terms
	Collateral Loan
	75% of retail	10.50%	call for terms
	RV Loan (85% of retail)	Jet-Ski's, Snowmobiles, ATV's
	2008-2003	10.00%	call for terms
	2002 & Older	11.00%	call for terms
	Share Secured	2.95% above the share or time share collateralized APY	call for terms
	Home Equity Loan
	Closed-End Fixed Rate	6.99%	call for terms
	Closed-End Fixed Rate	7.99%	call for terms
	Open-End Variable Rate	Contact a Loan Officer	call for terms
	First Mortgage	Contact a Loan Officer	call for terms

APR*-Annual Percentage Rate

We offer a reduction of .25% on all secured loans with payroll deduction.

Share Accounts

	Type	DIVIDEND RATE	ANNUAL PERCENTAGE YIELD
	Shares Shares X-mas Kids Kids IRA	0.99%            1.14% 0.75% .99% 1.14% 2.50%	1.0%($25 minimum-$1999) 1.15% ($2000 minimum) .75%   ($25 minimum) 1.00$25 minimum-$1999) 1.15% ($2000 minimum) 2.53% (no minimum)

*The Shares rates are subject to change after the account is opened without prior notice

Time Share Certificates

	# OF MONTHS	DIVIDEND RATE	ANNUAL PERCENTAGE YIELD
	3 6 9 12 18 24	2.47% 2.72% 2.86 2.96% 3.20% 3.46%	2.50% 2.75% 2.90% 3.00% 3.25% 3.50%

*All Time Share Certificates require a minimum of $1,000 to open.  Early withdrawal may result in penalties.

Mercy-City-Lehigh Family Credit Union Current Rates as of April 16, 2008